CONTENTS
PART I: INTRODUCTION
Agenda of the 62
nd
Ordinary General Assembly Meeting
2015 Profit Distribution Proposal and Dividend Policy
Compliance Opinion on the Annual Report
Declaration of Responsibility
VakıfBank in Brief
VakıfBank’s Cornerstones
History and Ownership Structure
Amendments to the Articles of Incorporation
Key Financial Indicators
Key Ratios
Message from the Chairman
Message from the General Manager
The World and Turkey in 2015
2015 at a Glance
Review of Operations in 2015
Corporate Social Responsibility
Affiliates and Subsidiaries
PART II: MANAGEMENT AND CORPORATE GOVERNANCE PRACTICES
Summary Report of the Board of Directors
Board of Directors
Board of Statutory Auditors
Executive Management
Internal Control Systems Executives
Committees
Human Resources Practices
Outsourced Support Services
Transactions with the Bank’s Risk Group
Corporate Governance Principles Compliance Report
PART III: FINANCIAL HIGHLIGHTS AND RISK MANAGEMENT
Statutory Auditor’s Report
Assessment of the Internal Systems and 2015 Operations
Risk Management Policies Applied by Risk Type
Independent Auditors’ Report, Unconsolidated Financial Statements, Explanations and Footnotes for the Year Ended December 31, 2015
Independent Auditors’ Report, Consolidated Financial Statements, Explanations and Footnotes for the Year Ended December 31, 2015
Evaluation of the Bank’s Financial Position, Profitability and Solvency
International Credit Ratings
Five-Year Summary Financial Information
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